Tips to Help You Navigate a Roofing Insurance Claim

Your roof is your home’s main line of defense against extreme weather events, such as high winds, hail, and severe rainstorms. Even durable and new roofs can suffer damage during a storm, and when that happens, you want to reach out to your insurance company. It’s also a must to contact a local residential roofing contractor for an inspection. 

Keep on reading for tips on how to navigate a roofing insurance claim.  

Avoid Storm Chasers

Always do your research before hiring a residential or commercial roofing contractor. Doing so can help you from getting scammed by an unreliable roofer. If a roofer can provide you valid license and insurance, think twice about hiring them. As much as possible, you should also hire a roofer from their area. Local companies can tend to your roofing needs faster, and you can also easily reach them if you have concerns about their work. 

Know What Your Homeowners Insurance Covers

You can use your homeowner’s insurance for any damage that is caused by something that is out of your control, such as fire and vandalism. It may also cover damage from acts of God or weather events, such as tornadoes, hurricanes, hail, wind, and rain. You’ll know what is and isn’t covered by your policy by contacting your insurer. 

Document the Damage

Another important thing you should do when filing a claim is to document the damage. Take photos of videos of the damaged areas of your home. You should also keep all the receipts for any work you had done to your home. Your insurance company may cover these costs if you submit them with a claim. 

Deschutes Roofing & Insulation. We specialize in wood shake, tile, asphalt shingle and metal roofing. 

Call us at any of these numbers: (541) 313-5944 (Bend), (503) 967-9590 (Portland), (541) 246-6860 (Eugene), (503) 468-7663 (Lake Oswego), or (503) 928-8750 (Beaverton). You may also fill out our contact form to request an estimate.